What Is Full Coverage Auto Insurance?
Most of us drive, own a car, and at one point in our lives will be involved in a fender bender or accident. Regardless of who you are, Auto Insurance is very important and a necessary coverage you need to address with your agent.
People often talk about having their cars "fully insured". But for those who don't really know the ins and outs of auto insurance terminology, there's really no such thing as "full coverage" for your car. The good news is that there are a lot of auto insurance coverage options that can help protect you, your family and even your business in the event of an accident.
To fully understand your current coverage, watch this helpful video or come visit your local agent today.
Who Is Liable For A Dog Bite?
Did you know 4.5 million people are bitten by a dog each year. If you own a pet, it's best to err on the side of caution as you are liable in the event this happens. Check out this article for some tips on how to prevent a dog bite. http://www.courier-tribune.com/news/20180530/who-is-liable-for-dog-bites-review-your-insurance-policy
What Does Your Home Insurance Cover?
A "Peril" is a certain risk that may affect or damage your home. This is an insurance industry term, but basically describes the list of mishaps you're protected against. Here's a look at what the Insurance Information Institute says are some of the most common perils covered by a typical homeowners insurance policy:
Fire and smoke
Lightning strikes
Windstorms and hail
Explosion
Vandalism and malicious mischief
Damage from an aircraft, car or vehicle
Theft
Falling objects
For an more in depth look at your "Perils" or covered events, please reach out to your local agent, John Rose at 704-366-7779.
Going To The Chapel?
Some Things That Could Affect Your Insurance Coverage & Premium
How well do you know your insurance agent? Have you reached out to your agent in the last year and made any important changes to your policy after the birth of a child, after an accident or an addition to a house or business?
If you answered "no" to any of these questions, you could be in for a costly surprise when you need to file an insurance claim. It is so important to review an insurance policy—especially one you may not have looked at for quite some time on a regular basis. You wouldn't wait years to visit the doctor or take your auto in for a check up, would you?. Here is a great article highlighting some variables that will affect your premium and coverage.
https://www.cnbc.com/2014/04/14/how-well-do-you-know-your-insurance-policy.html
Are You Ready For Hurricane Season?
Storm Season is here! To best prepare your home, property and family in the event of a major weather event this year, check out this comprehensive Hurricane Preparedness checklist & guide from your Insurance agency. If you have any questions about your policy and what is covered make sure to call us BEFORE the storm comes.
21 Years Of Service, Customer Service & Leadership...
We would like to thank Lisa Ledbetter for her dedication to our staff and our customers. With 21 years on the front line, we are thankful for her service, friendship and insurance expertise.
What Does Comprehensive Cover?
Here's A Quick Breakdown Of What Comprehensive Typically Covers And What It Does Not? For more information please call us today to discuss and review your current policy.
What Does An Umbrella Policy Actually Do?
We understand insurance can be complicated, we also know that your policy and coverage are not always top of mind. Do you need an Umbrella Policy? It's worth exploring with your agent. This picture helps understand the coverage better.
Statesville Customer Appreciation Event - February 22, 2018
A Huge Thank You To All Who Came Out To Participate In Our Customer Appreciation Event In February!
Grant King Celebrates Five Years Of Service With The Agency!
A Special Thank You And Happy 5th Anniversary With The John Rose Agency To Grant King!
