What Is Full Coverage Auto Insurance?
Most of us drive, own a car, and at one point in our lives will be involved in a fender bender or accident. Regardless of who you are, Auto Insurance is very important and a necessary coverage you need to address with your agent.
People often talk about having their cars "fully insured". But for those who don't really know the ins and outs of auto insurance terminology, there's really no such thing as "full coverage" for your car. The good news is that there are a lot of auto insurance coverage options that can help protect you, your family and even your business in the event of an accident.
To fully understand your current coverage, watch this helpful video or come visit your local agent today.
What Does Your Home Insurance Cover?
A "Peril" is a certain risk that may affect or damage your home. This is an insurance industry term, but basically describes the list of mishaps you're protected against. Here's a look at what the Insurance Information Institute says are some of the most common perils covered by a typical homeowners insurance policy:
Fire and smoke
Lightning strikes
Windstorms and hail
Explosion
Vandalism and malicious mischief
Damage from an aircraft, car or vehicle
Theft
Falling objects
For an more in depth look at your "Perils" or covered events, please reach out to your local agent, John Rose at 704-366-7779.